1. Who you're contracting with
Vantage Digital LLC is a Texas limited liability company. Where these Terms say "we," "us," "our," or "the studio," we mean Vantage Digital LLC. Where they say "you" or "your," we mean the individual or business entity using our website or products.
By accessing the website or paying for a product, you represent that you are at least 18 years old (or the age of legal majority in your jurisdiction) and have authority to enter this agreement on behalf of any entity you represent.
2. Acceptable use
Use vantagedigital.dev and our products only for lawful purposes consistent with the descriptions on the product pages. You agree not to:
- Transmit harmful, offensive, defamatory, or illegal content through our products.
- Attempt to gain unauthorized access to any part of our systems, accounts, or other users' data.
- Use automated tools to scrape, crawl, or harvest content beyond what robots.txt permits.
- Reverse-engineer, decompile, or attempt to extract product source code (except as permitted by applicable law).
- Resell, sublicense, or share access credentials beyond your subscribed account scope.
- Impersonate Vantage Digital, our representatives, or other users.
- Use AI features to generate content that violates Anthropic's usage policies (the underlying inference provider).
- Use Cadence to manage clients covered by HIPAA without your own legal review — Cadence is not HIPAA-compliant.
We may suspend or terminate accounts that violate these rules. For serious violations, we may terminate immediately without refund.
3. Subscriptions, billing, and refunds
Cadence (subscription product)
- Cadence Coach: $299 one-time setup + $79/month subscription. Billed monthly via Stripe.
- Cadence Studio: $599 one-time setup + $179/month subscription. Billed monthly via Stripe.
- Cadence Agency: $1,499 one-time setup + $499/month subscription. Billed monthly via Stripe.
- Founding Coach (limited tier — first 25 only): $199 one-time setup + $39/month subscription, locked at this rate for the active life of the account, in exchange for a written, published testimonial submitted within 60 days of activation. If the testimonial is not submitted, founding pricing may be revoked back to standard pricing on 30 days' written notice. Once all 25 founding slots are filled, the offer closes and is not reopened.
- Setup-fee refund: 14-day money-back on the setup fee, no questions asked. See /cancel.
- Subscription satisfaction guarantee: 30-day money-back on the first month's subscription if Cadence isn't a fit. See /cancel.
- Cancellation: cancel anytime from account settings or by emailing hello@vantagedigital.app. Cancellation stops the next billing cycle; we do not pro-rate partial months.
Wealth Command — beta disclaimer: Wealth Command is in private beta scheduled for July 2026. Pricing, features, and availability are subject to change before general availability. Beta participants will receive specific terms governing the beta period at the time of invitation. Marketing copy on /wealth-command describes our intent — not a guaranteed final product.
Operator OS Playbook — pre-launch disclaimer: The Operator OS Playbook is scheduled for June 2026 launch at $499 one-time. Final pricing, content, and refund window may evolve before launch. Pre-launch waitlist signups do not constitute a binding offer; final terms will be presented at the time of purchase.
All products
- Stripe handles payments. We never see or store raw card numbers.
- Failed payments: we retry per Stripe Smart Retries. After three failed attempts, the subscription is paused and access suspended pending payment.
- Chargebacks: initiating a chargeback while still using the service may be treated as fraud and lead to permanent termination plus loss of any data not already exported.
- Tax: prices are exclusive of sales tax, VAT, or other transaction taxes. Where required, applicable taxes are added at checkout.
4. Intellectual property & ownership
What's ours
The Vantage Digital site, all software products (Cadence, Wealth Command, Operator OS), our brand assets (oxblood/cream/brass system, "Vantage Digital" name and 3-bar mark), the underlying source code, and all written content are the property of Vantage Digital LLC. We retain all rights not explicitly granted to you in these Terms.
What's yours
You retain ownership of content you create or upload into our products — your client rosters, programs, brand settings, written materials, photos, financial data. We license that content from you only to the extent necessary to operate the service for you. You can export it anytime via "Export My Data." If you cancel, we delete it on the schedule described in our Privacy Policy.
Brand layer in Cadence
The "white-label" / "branded app" feature lets you supply your own brand layer (logo, name, colors, copy) on top of the Cadence app. Your brand assets remain yours. The underlying app infrastructure, code, and methodology remain ours. You receive a license to use the branded app only while your subscription is active.
Feedback you give us
If you submit feature requests, ideas, or feedback, you grant us a non-exclusive, worldwide, royalty-free license to use that feedback to improve our products. We're not obligated to credit you (though we often will, with permission), and we're not obligated to keep your feedback confidential.
5. Disclaimers & limitation of liability
The plain-English version: we work hard to keep our products useful and reliable, but we can't guarantee perfection. If something goes wrong, our liability is capped at what you've actually paid us recently. This is standard for SaaS but worth saying clearly.
VANTAGEDIGITAL.DEV AND ALL CONNECTED PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR FREEDOM FROM DEFECTS OR ERRORS.
We do not warrant that products will be uninterrupted, error-free, or free of harmful components. We do not guarantee specific business outcomes, client retention rates, revenue, or other commercial outcomes from using our products. Coaching, fitness, and financial outcomes depend on many factors outside our control.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, VANTAGE DIGITAL LLC AND ITS AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION) ARISING FROM YOUR USE OF OUR PRODUCTS OR SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM OR RELATED TO OUR PRODUCTS OR SITE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).
Some jurisdictions do not allow exclusion of certain warranties or limitations of liability — in those jurisdictions, our liability is limited to the maximum extent permitted by applicable law.
5a. Health, fitness & nutrition disclaimer
Cadence is a fitness coaching platform — not a healthcare provider, medical device, or diagnostic tool.
Workout plans, meal plans, recovery suggestions, AI Coach commentary, and any other content surfaced in Cadence are educational and motivational. They are not, and must not be construed as, medical advice, diagnosis, treatment, prescription, or a substitute for the professional judgment of a licensed healthcare provider, registered dietitian, or licensed mental health professional.
Before starting any new training, nutrition, weight-loss, or recovery program, consult your doctor or other qualified health professional — especially if you have or suspect a medical condition (cardiovascular, metabolic, endocrine, musculoskeletal, eating disorder, pregnancy, or other) or are taking medication.
Coaches using Cadence are independent professionals operating under their own credentials, scope of practice, and licensure. Vantage Digital LLC is not the coach and does not provide coaching, training, nutrition counseling, or healthcare services. Coaches are responsible for staying within their lawful scope of practice and for any advice they deliver to their clients through the platform.
If you experience pain, dizziness, shortness of breath, chest discomfort, or any other unusual symptom during a workout, stop immediately and seek medical attention. Use of Cadence is at your own risk.
5b. HELM — financial software disclaimer (no advice, no fiduciary)
HELM is a software tool. HELM is not a registered investment advisor (RIA), broker-dealer, fiduciary, CPA, tax advisor, insurance agent, or custodian.
Net worth dashboards, allocation drift detection, weekly AI insight digests, AI Q&A responses, scenario modeling output, tax-loss harvest opportunity surfacing, RMD reminders, IRA contribution-room calculations, vesting schedule tracking, and any other content surfaced in HELM are educational summaries of data you provided. They are not, and must not be construed as, investment advice, tax advice, legal advice, insurance advice, or a recommendation to buy or sell any security or asset.
Before acting on any pattern, opportunity, or scenario surfaced by HELM, consult a licensed investment advisor, certified public accountant, attorney, insurance professional, or other qualified professional appropriate to your situation. Investment decisions involve material risk including loss of principal. Past performance is not indicative of future results. Tax and legal rules change frequently; HELM's calculations are best-effort and may not reflect current law. Consult your tax professional before filing.
HELM does not custody your money. HELM does not hold, transfer, execute trades on, or have any custodial relationship with any of your accounts. HELM displays information you have provided. HELM is not a member of FINRA, SIPC, or any self-regulatory organization. HELM-recorded balances are not insured by FDIC, SIPC, or any other body.
Operators using HELM are sophisticated individuals managing their own wealth. By using HELM, you represent that you are an adult of sound mind, capable of managing your own financial affairs, and understand that HELM is informational software, not professional advice. If you are uncertain about any financial, tax, or legal matter, consult a licensed professional before acting.
HELM is intended for adults 18+. HELM is not designed or marketed for minors. Custodial accounts (e.g., 529 plans, UTMA) may be tracked in HELM by the adult custodian.
Use of HELM is at your own risk. Vantage Digital LLC's liability for any HELM-related claim is capped per Section 5 (Disclaimers & limitation of liability) and Section 9 (Binding arbitration).
6. Indemnification
You agree to defend, indemnify, and hold harmless Vantage Digital LLC, its officers, members, employees, contractors, and affiliates ("Indemnified Parties") from any and all claims, damages, losses, settlements, judgments, and expenses (including reasonable attorney fees and costs) arising out of or related to:
- Your violation of these Terms or any applicable law, regulation, or third-party right;
- Your access to, use of, or modification of our products or services;
- Your content — including text, images, video, brand materials, client data, plans, programs, messages, or any other material you upload, submit, store, transmit, or display through our products;
- Your infringement, misappropriation, or violation of any third-party right (intellectual property, privacy, publicity, contract, or other);
- Your provision of coaching, training, nutrition, or any other services to your own customers or clients through our products — including, without limitation, claims of negligence, professional malpractice, breach of contract, breach of warranty, personal injury, emotional distress, eating disorder, body image harm, financial loss, or any other claim a client may bring against you arising from advice, programs, plans, communications, or any other interaction you delivered to them through Cadence or any other product;
- Any claim that your use of our products as a coach constitutes the unauthorized practice of medicine, dietetics, mental-health counseling, physical therapy, or any other regulated profession in any jurisdiction;
- Your investment, tax, legal, or insurance decisions made using HELM data, insights, or reports — including, without limitation, claims of investment loss, missed tax-loss harvest opportunity, wash-sale violation, RMD penalty, beneficiary-designation error, IRA over-contribution, QSBS qualification dispute, or any other financial outcome arising from your independent decision to act (or not act) on a pattern, summary, or scenario surfaced by HELM. You acknowledge that HELM is software and that final responsibility for every financial decision rests with you and your licensed advisors;
- Any claim that your use of HELM constitutes the unauthorized practice of investment advice, tax preparation, legal services, insurance brokerage, or any other regulated financial profession in any jurisdiction. You represent that your use of HELM is for your own personal financial organization and not as a regulated professional service to others;
- Any breach of representations, warranties, or covenants you make in these Terms or in any related agreement.
We reserve the right (at our expense) to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with our defense of such claim. You shall not settle any claim subject to indemnification without our prior written consent.
6a. Acceptable use, anti-scraping, anti-competition
You agree NOT to, and not to allow any third party to:
- Scrape, crawl, harvest, or systematically extract data, content, or other material from our products by any automated means (including bots, spiders, web crawlers, headless browsers, or AI agents) except as expressly permitted by our published API terms or robots.txt;
- Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, models, prompts, training data, or any non-public underlying technology of our products;
- Build a competing product using our products, our content, or our intellectual property as the basis or significant component;
- Resell, sublicense, white-label, or commercially redistribute our products to third parties, except as the products are explicitly designed to be used by your own coaching clients (who are end-users, not licensees);
- Probe, scan, or test the vulnerability of our infrastructure without prior written authorization, or breach or circumvent any security or authentication measure;
- Use our products to send unsolicited commercial communication (spam), to send chain letters or pyramid schemes, or to violate any anti-spam law (CAN-SPAM, CASL, GDPR, ePrivacy, etc.);
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
- Upload or transmit any malicious code, virus, worm, Trojan horse, time bomb, spyware, ransomware, or any other harmful software;
- Use our products to harass, threaten, defame, or discriminate against any person on the basis of race, ethnicity, national origin, religion, age, sex, sexual orientation, gender identity, disability, or any other protected category;
- Use our products to collect, store, or process protected health information (PHI) under HIPAA, financial-account data subject to PCI-DSS controls beyond what Stripe handles, or any data subject to special regulatory regimes that we have not expressly approved.
Violation of this section is grounds for immediate termination without refund and may result in legal action including injunctive relief and damages.
6b. Intellectual property & non-disparagement
Our IP. All intellectual property rights in our products — including software, source code, prompts, AI outputs (to the extent legally protectable), brand marks (Vantage Digital, Cadence, Wealth Command, the brass C monogram, the oxblood/cream/brass color system), trade dress, page designs, marketing copy, blog posts, comparison content, and the structure and architecture of the platform — are owned by Vantage Digital LLC or its licensors, and are protected by US and international copyright, trademark, trade-secret, and other intellectual-property laws.
You receive a limited, non-exclusive, non-transferable, revocable license to access and use our products solely as authorized by these Terms and the published documentation. No other rights are granted, expressly or by implication.
Your IP. You retain all rights in the content you create, upload, or import (your brand assets, programs, plans, client records, messages). You grant us a limited, non-exclusive, worldwide license to host, store, process, transmit, display, and reformat your content solely as necessary to provide the products to you.
Feedback license. Any feedback, suggestions, ideas, or proposals you submit to us about the products may be used by us without restriction, attribution, or compensation.
Public reviews and testimonials. If you publicly review, post, share, screenshot, or comment on our products in any forum (social media, podcast, blog, conference talk, etc.), you grant us the right to quote, link, embed, and re-share that content in our marketing materials with attribution. You may withdraw this license for future use by emailing legal@vantagedigital.app.
Non-disparagement (mutual, post-termination). After your account terminates, neither party shall make false or misleading public statements that disparage the other's products, services, business reputation, or personnel. Honest factual public reviews — including critical ones — are not disparagement and are explicitly permitted. This clause does not restrict good-faith statements made under oath, in regulatory filings, or to law enforcement.
6c. Coach representations & responsibilities
If you use Cadence as a coach (with paying or non-paying clients), you represent and warrant that:
- You hold all licenses, certifications, registrations, and credentials required by your jurisdiction to provide the services you deliver to your clients (including, where applicable, personal-trainer certification, registered-dietitian credentials, mental-health licensure, and any state or local business permits);
- You operate within your lawful scope of practice and do not, through Cadence or otherwise, provide medical advice, diagnose conditions, prescribe medication, treat eating disorders, or engage in any activity reserved to licensed healthcare providers in your jurisdiction;
- You have obtained from each of your clients all consents, waivers, releases, PAR-Q completions, and other documentation required by your profession before providing services through Cadence;
- You carry professional liability insurance appropriate to your services and jurisdiction (Vantage Digital does not require proof, but it is your responsibility to maintain adequate coverage);
- The terms of service or coaching agreement between you and your clients clearly disclose that Cadence is a software tool, that Vantage Digital LLC is not the coach, and that the client's coaching relationship is with you alone;
- You will obtain your clients' informed consent before importing their data into Cadence, including (where applicable) consent for processing of consumer health data, biometric information, and any other sensitive categories.
Vantage Digital LLC is not a party to your coaching agreement, has no relationship with your clients, and assumes no responsibility for your professional services. Your clients' recourse for any coaching-related dispute is with you, not with us.
7. Confidentiality
We treat your account data, business processes, and any non-public information you share with us in confidence. We will not disclose your specific information to third parties without your written consent, except: (a) to the sub-processors listed in our Privacy Policy as necessary to operate the service, (b) as compelled by law or valid legal process, or (c) in aggregated/anonymized form that does not identify you.
8. Termination
You can terminate by canceling your subscription from account settings or emailing hello@vantagedigital.app. Your account remains active through the end of the current billing cycle.
We can terminate for cause (violation of these Terms, fraudulent payment, harm to other users) at any time without refund of unused subscription time. We can terminate without cause on 30 days' written notice — in which case we will refund any unused prepaid subscription time on a pro-rata basis.
Upon termination, your access to the products ends. We retain your data for 30 days for reactivation, then delete it (subject to legal retention obligations). Use "Export My Data" before termination to retrieve your records.
9. Binding arbitration, class-action waiver, governing law
READ CAREFULLY — this section affects your legal rights. By agreeing to these Terms, you and Vantage Digital LLC each agree to resolve disputes through binding individual arbitration, and to waive the right to a jury trial and the right to participate in class actions. You may opt out of arbitration within 30 days of first agreeing to these Terms (instructions below).
9.1 Informal resolution first.
Before filing arbitration, both parties agree to attempt informal resolution by emailing legal@vantagedigital.app with a clear description of the dispute and the desired resolution. We have 30 days to respond and resolve. Only if informal resolution fails does the arbitration provision below apply.
9.2 Binding arbitration.
Any dispute, claim, or controversy arising out of or relating to these Terms, our products, our marketing, or any interaction with Vantage Digital LLC — including statutory, common-law, intentional-tort, contract, fraud, or equitable claims — shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect (or, for commercial customers, the AAA Commercial Arbitration Rules). Arbitration shall take place in Texas, United States, or, at your election, by telephone or videoconference. Judgment on the arbitrator's award may be entered in any court of competent jurisdiction.
9.3 Class-action waiver.
You and Vantage Digital each waive any right to participate in a class action, class arbitration, mass action, private attorney general action, or any consolidated proceeding. Each party may bring a claim only on an individual basis. The arbitrator may not consolidate more than one person's claims, may not preside over any form of representative proceeding, and may award only individual relief. If this class-action waiver is held unenforceable as to any specific claim, that specific claim shall be severed and litigated in court while all other claims proceed in arbitration.
9.4 Jury-trial waiver.
To the maximum extent permitted by applicable law, you and Vantage Digital each waive any right to a trial by jury in any court proceeding arising out of or relating to these Terms or our products.
9.5 30-day opt-out.
You may opt out of the arbitration provision (Sections 9.2–9.4) by sending an email to legal@vantagedigital.app within 30 days of first agreeing to these Terms, with the subject line "Arbitration Opt-Out" and your account email in the body. Opting out does not affect any other provision of these Terms.
9.6 Exceptions.
This section does not prevent either party from (a) seeking injunctive or other equitable relief in a court of competent jurisdiction to address intellectual-property infringement, trade-secret misappropriation, or unauthorized access to systems; or (b) bringing an individual action in small-claims court for any qualifying claim.
9.7 Governing law & venue.
These Terms are governed by the laws of the State of Texas, United States, without regard to conflict-of-law principles. For claims excluded from arbitration above, the parties consent to exclusive personal jurisdiction and venue in the state and federal courts located in Texas.
9.8 Severability.
If any provision of these Terms is held unenforceable, the remaining provisions remain in full effect; the unenforceable provision shall be reformed to the minimum extent necessary to make it enforceable.
9.9 Statute of limitations.
To the extent permitted by applicable law, any claim arising out of or relating to these Terms or our products must be filed within one (1) year after the claim arose; otherwise the claim is permanently barred.
9a. Assumption of risk
You acknowledge that physical exercise, training, and changes to nutrition or recovery routines carry inherent risks — including but not limited to muscle strain, joint injury, cardiovascular events, dizziness, fainting, fall, and rare instances of serious or fatal injury. By using Cadence or following any plan, suggestion, or content surfaced in the platform, you voluntarily assume all such risks, whether foreseen or unforeseen.
You represent that you are physically capable of safely engaging in the training and nutrition activities you choose to follow, and that you have consulted (or had the opportunity to consult) a qualified healthcare provider as you deem appropriate. Coaches using Cadence with their own clients are responsible for screening their clients for contraindications and for staying within their lawful scope of practice.
10. Changes to these terms
We may update these Terms from time to time. Material changes will be communicated via email to active customers and noted in the public . The "Last updated" date at the top of this page changes whenever any text changes. Continued use of the site or services after a material change constitutes acceptance of the updated Terms.
Founding-coach pricing exception: founding-coach lock-for-life pricing is a contractual commitment that cannot be unilaterally modified by changes to these Terms. If we ever need to change founding-coach terms, we will do so only with the explicit written consent of each founding-tier customer.